Insurance Company Denies Claim After a Woman’s Husband is Murdered

Last year, Curtis McCraw was gunned down and murdered. The insurance company in which he has a $25,000 life insurance policy with is denying the claim which would be paid to his widow Stephanie McCraw.

Stephanie McCraw filed a suit against the Insurance Company stating the reason they denied the claim was because her husband had Hepatitis C. According to McCraw’s lawyer, “The policy is not specific as to whether there is a difference as to how you die. It does not event say you won’t get paid if you have a pre-existing condition”.

Curtis McCraw was gunned down last April outside of a housing project. The police declared his death a case of murder and was declared dead at the scene. Even though the police declared his death a murder the Insurance Company continues to fight the claim.

President, Michael Lowe of the company stated that “The law in Tennessee is clear that the cause of death is not relevant. What is relevant is whether the insured truthfully informed the company of his health at the time of his death”. The president continued to explain that under law the company has two years to contest the information that was provided to the company from the insured. If the company finds that the insured did not fully disclose his health history, the company has the right to rescind the policy.

At my previous job, I worked for The Hartford Insurance Company. The Hartford Insurance Company is a very ethical and trustworthy company whose best interest is their customers. Therefore, it blows my mind that a company would try and weasel there way out of this claim. It is clear that the man was gunned down and murdered. That was his cause of death not hepatitis. The actions of the insurance company could severely affect their reputation, especially in this type of economic climate. I would suggest that the insurance company pony up and pay the poor woman. If the company suspected that the customer was lying about his health, the company should have requested a blood test to be completed.